Impact Health Sharing is a cost-effective alternative to traditional health insurance. It operates on a community-based model where members share medical expenses, providing an affordable solution for healthcare coverage. Members contribute monthly, and funds are used to pay for each other's medical bills.

Members of Impact Health Sharing contribute a fixed monthly amount to a communal pool. When a member has a medical expense, they submit their bills to the community. Approved expenses are then paid using the funds from the communal pool. This sharing approach helps keep costs low and provides comprehensive coverage.

Impact Health Sharing often costs significantly less than traditional insurance plans. It provides flexibility in choosing healthcare providers and emphasizes community support. Additionally, members typically experience fewer restrictions and more transparency in how funds are used.